Viewpoint

Understanding Pension Freedoms in a World of Change

29th November 2018

Click here to read our paper from the 2018 MRS Financial Services Conference.

We are in a time of unprecedented pension changes with radical changes to private workplace pensions.  Our paper considers the audience view of these seismic pension changes.  We conducted a programme of research to look at these issues from a 360◦ perspective, reviewing customer, advisor and employer views.

The Greek historian Thucydides wrote in 460 BC that the secret of happiness is freedom. In this paper, we share our learning on pension freedoms and explore if they are, indeed, the secret to happiness.